Privacy Policy

1. Introduction
We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our loan services, website, and mobile application.

2. Information We Collect
We collect various types of information from you, including but not limited to:

• Personal Information:
  as your name, email address, phone number, identification number, and other personal details.
• Financial Information:
  including loan applications, amounts, payment history, and payment methods.

3. How We Use Your Information
We use the information we collect for the following purposes:

• To process and approve your loan application.
• To communicate with you about your loan status, repayment reminders, and updates.
• To improve our services, website, and user experience.
• To comply with legal and regulatory obligations, such as fraud detection, anti-money laundering, and financial reporting.
• To send marketing materials if you opt-in to receive them (you can unsubscribe at any time).

4. How We Share Your Information
We may share your information with third parties in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us with loan processing, data storage, or communications.
• Legal Compliance: If required by law, we may disclose your information to comply with legal obligations, such as in response to a subpoena, court order, or government request.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal data may be transferred as part of the transaction.

5. Data Retention
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including for legal, accounting, or reporting requirements. Once the data is no longer needed, we will securely delete or anonymize it.

6. Your Rights
You have certain rights regarding your personal information, including:

• Access: You can request to access the personal data we hold about you.
• Correction: You can request to update or correct inaccurate information.
• Deletion: You can request the deletion of your personal data, subject to certain legal or operational requirements.
• Objection: You can object to the processing of your data for marketing or other purposes.

To exercise any of these rights, please contact us using the contact details provided at the end of this policy.

7. Security of Your Information
We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, use, or disclosure. However, no system is completely secure, and we cannot guarantee absolute security. You should take steps to protect your own information, such as not sharing your login details with others.

8. Cookies
Our website and mobile app may use cookies and similar technologies to improve your experience, analyze usage patterns, and provide personalized content. By using our services, you consent to the use of cookies. You can adjust your browser settings to reject cookies, but this may affect the functionality of our services.

9. Third-Party Links
Our services may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these third-party websites. We recommend that you review their privacy policies before providing any personal information.

10. Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be posted on this page, and the updated policy will indicate the date it was last revised. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

11. Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us.